General Liability Insurance

What Is General Liability Insurance for Photographers & Videographers

Creative general liability insurance is an important protection for third-party claims that are related to your job. There are hazards with everyday jobs if you’re a photographer, videographer or drone operator. A customer could trip over lighting gear or your drone could damage property. A good general liability policy protects your business from financial loss, legal costs and verdicts.

This coverage often includes bodily harm, property damage, personal & advertising injury and medical compensation. If a guest at your wedding falls and is harmed by your equipment, your policy can pay their hospital expenses.
It also covers any damage you could accidently cause – say your camera setup knocks over a vase at a client’s home.
This insurance is typically a requirement for creative people to acquire contracts or access to premium venues.
Having general liability insurance helps you create reputation, and it makes clients feel like you’re ready to take on responsibility. Learn more about general liability insurance in California →

about photography and videography business insurance

Why Photographers, Videographers & Drone Operators Need It

Things can happen unpredictably when working on shoots, whether it is in the studio, out in the field or in the air via drones. Without general liability coverage, you could be directly liable for accidents.

On-location shoots involve clients, crew, bystanders, and unfamiliar settings. A slip, fall, or collision can trigger a claim.
Drone operations introduce additional hazards—damage to others’ property, injuries from a crash, or even liability for flying near restricted areas.
Advertising injury coverage protects you against claims like defamation, copyright infringement, or using unlicensed images in marketing materials.
Completed operations protection covers issues that arise after your work is done—such as damages resulting from your delivered product or project.

In short, general liability insurance gives you a safety net for the everyday risks your creative business faces.
See how we offer general liability in California →

how we works

Our Working Proccess

Select Your Coverage

Choose the right insurance plan

Get a Quote

Receive a customised insurance quote

Secure Your Policy

Easily complete payment and activate your coverage.

Work With Confidence

Enjoy peace of mind knowing your business.

Drone Photographer Insurance

How It Works & What It CoversCoverage for Every Flight & Shoot

To purchase general liability insurance for your photography or videography business, you’ll typically follow a simple process:

What it covers:

Bodily injury & medical payments — Costs when someone is injured on your production site.
Property damage — When your equipment or operations damage client property.
Personal & advertising injury — Legal defense for claims like defamation or copyright infringement.
Completed operations — Protection for defects or damages after work has been completed.

This policy works seamlessly alongside other coverage such as equipment insurance or professional liability to give you full protection.
Explore California general liability insurance →