General Liability Insurance

What Is General Liability Insurance for Photographers & Videographers

General liability insurance for creatives provides essential protection against third-party claims arising from your work. As a photographer, videographer, or drone operator, everyday projects carry risks—such as a client tripping over lighting gear or your drone damaging property. A robust general liability policy safeguards you from financial losses, legal fees, and judgments.

This coverage typically includes bodily injury, property damage, personal & advertising injury, and medical payments. For instance, if a guest at a wedding falls and is injured by your gear, your policy can cover medical costs.
It also covers damage you might accidentally cause—say your camera rig knocks over a vase at a client’s home.
For creative professionals, this insurance is often a prerequisite to get contracts or gain access to premium venues.
By securing general liability coverage, you build credibility and reassure clients that you’re prepared to take responsibility.
Learn more about general liability insurance in California →

about photography and videography business insurance

Why Photographers, Videographers & Drone Operators Need It

When working on shoots—whether in a studio, outdoors, or with drones in the air—unpredictable things can happen. Without general liability protection, you may be held personally liable for accidents.

On-location shoots involve clients, crew, bystanders, and unfamiliar settings. A slip, fall, or collision can trigger a claim.
Drone operations introduce additional hazards—damage to others’ property, injuries from a crash, or even liability for flying near restricted areas.
Advertising injury coverage protects you against claims like defamation, copyright infringement, or using unlicensed images in marketing materials.
Completed operations protection covers issues that arise after your work is done—such as damages resulting from your delivered product or project.

In short, general liability insurance gives you a safety net for the everyday risks your creative business faces.
See how we offer general liability in California →

how we works

Our Working Proccess

Select Your Coverage

Choose the right insurance plan

Get a Quote

Receive a customised insurance quote

Secure Your Policy

Easily complete payment and activate your coverage.

Work With Confidence

Enjoy peace of mind knowing your business.

Drone Photographer Insurance

How It Works & What It CoversCoverage for Every Flight & Shoot

To purchase general liability insurance for your photography or videography business, you’ll typically follow a simple process:

What it covers:

Bodily injury & medical payments — Costs when someone is injured on your production site.
Property damage — When your equipment or operations damage client property.
Personal & advertising injury — Legal defense for claims like defamation or copyright infringement.
Completed operations — Protection for defects or damages after work has been completed.

This policy works seamlessly alongside other coverage such as equipment insurance or professional liability to give you full protection.
Explore California general liability insurance →