Photography, videography and drone operations have specific risks not covered by a regular business coverage. Creatives have a lot of physical and liability exposures and a BOP covers many of those in a cohesive fashion. For general liability, this is injury or property damage done to a third party. But commercial property protection (included in the BOP) is also helpful if your studio, equipment, or storage space is damaged by fire, theft, or vandalism.

Many clients and venues also want proof of full insurance. A BOP is a mark of professionalism and reliability that helps to get high-end contracts and collaborations. Bundling a BOP can also provide better pricing referral as insurers generally offer savings when numerous coverages are packaged.

Your equipment (drones, cameras, lighting, laptops) may be your most expensive business asset, so you want to secure it. The property section of a BOP can consist of the assets in your studio or on site.